अधिविकर्ष इसके अंग्रेजी अर्थ का उदाहरण

In the statement, the OFT opined that the fees charged by credit card issuers were analogous to unauthorized overdraft fees charged by banks.

If all of the items present for payment to the account on the same day, and the bank processes the largest transaction first, multiple overdrafts can result.

This form of overdraft protection is a contractual relationship in which the bank promises to pay overdrafts up to a certain dollar limit.

Regions did not obtain affirmative opt-ins from charging overdraft fees on ATM and point of sale transactions.

In July, 2010 the Federal Reserve adopted regulations (revisions to Regulation E) which prohibited overdraft fees resulting from one time debit card and ATM transactions unless the bank customer had opted into overdraft protection.

If the resulting overdraft is too large or cannot be covered in a short period of time, the bank could sue or even press criminal charges.

This form of overdraft protection is available to consumers who meet the creditworthiness criteria established by the bank for such accounts.

No major UK bank has completely dropped informal overdraft charges.

If there is a prior agreement with the account provider for an overdraft, and the amount overdrawn is within the authorized overdraft limit, then interest is normally charged at the agreed rate.

However, ATM withdrawals and purchases made with a debit or check card are considered preauthorized and must be paid by the bank when presented, even if this causes an overdraft.

Bounce protection plans have some superficial similarities to overdraft lines of credit and ad hoc coverage of overdrafts, but tend to operate under different rules.

Lyons, having recognised the commercial potential for these sidecars, joined Walmsley and together they found premises in Bloomfield Road, Blackpool using a £1,000 bank overdraft obtained with the assistance of their respective fathers.

Intraday overdraft – A debit occurs in the customer's account resulting in an overdraft which is then covered by a credit that posts to the account during the same business day.

अधिविकर्ष हिंदी उपयोग और उदाहरण

संयुक्त सामग्री अधिविकर्ष या ओवरड्राफ्ट तब होता है जब बैंक खाते से उपलब्ध शेष राशि से अधिक निकासी हो जाती है।

बैंक खाते की शेष राशि बैंक और ग्राहक के के बीच की वित्तीय स्थिति है, जब खाता में जमा है, बैंक ग्राहक के शेष का के स्वामी हैं, जब खाता अधिविकर्ष है तब ग्राहक शेष को बैंक के लिए स्वामित्व करता है।

""बैंक खाते की शेष राशि बैंक और ग्राहक के के बीच की वित्तीय स्थिति है, जब खाता में जमा है, बैंक ग्राहक के शेष का के स्वामी हैं, जब खाता अधिविकर्ष है तब ग्राहक शेष को बैंक के लिए स्वामित्व करता है।

अधिविकर्ष इसके अंग्रेजी अर्थ का उदाहरण

In this situation the account is said to be "overdrawn".

If there is a prior agreement with the account provider for an overdraft, and the amount overdrawn is within the authorized overdraft limit, then interest is normally charged at the agreed rate.

If the customer spends these funds, then, barring an interim deposit, the account will overdraw when the merchant collects for the original purchase.

Merchant overdraft – An unsecured overdraft offered by financial institutions to a merchant, and the amount overdrawn is within the authorized overdraft limit, which is usually of very high value.

A situation which has provoked much controversy is the bank declining a cheque/Direct Debit, levying a fee which takes the customer overdrawn and then charging them for going overdrawn.

However, some banks, like Halifax, have a "no fees on fees" policy whereby an account that goes overdrawn solely because of an unpaid item fee will not be charged an additional fee.

Those with low debit scores are denied checking accounts because a bank can not afford an account to be overdrawn.

In either case, the bank may choose to cover overdrawn items at their discretion and charge an overdraft fee, the amount of which may or may not be disclosed.

As opposed to traditional ad hoc coverage, this decision to pay or not pay overdrawn items is automated and based on objective criteria such as the customer's average balance, the overdraft history of the account, the number of accounts the customer holds with the bank, and the length of time those accounts have been open.

Like an overdraft line of credit, the balance of the bounce protection plan may be viewable as part of the customer's available balance, yet the bank reserves the right to refuse payment of an overdrawn item, as with traditional ad hoc coverage.

Processing debits from largest to smallest will maximize the number (but not value) of overdrawn debits on a customer's account.

Later, the account holder makes a large debit that overdraws the account (either accidentally or intentionally).

He marched with villagers protesting against Coca-Cola and Pepsi's wanton overdrawing of groundwater at Kanjikode, near Palakkad on 29 August 2008.